MedMalPredict

Terms of Service

MedMalPredict AI

Last updated: March 2026

1. Acceptance of Terms

By accessing or using MedMalPredict AI (the "Service"), available at medmalpredict.com, you ("User") agree to be bound by these Terms of Service ("Terms") and our Privacy Policy. If you do not agree to these Terms, you may not access or use the Service.

These Terms constitute a legally binding agreement between you and NoTreesHarmed LLC, a Connecticut limited liability company doing business as MedMalPredict AI ("Company," "we," "us," or "our").

If you are using the Service on behalf of a law firm, insurance company, or other organization, you represent and warrant that you have authority to bind that organization to these Terms.

2. Nature of the Service

MedMalPredict AI is a statistical prediction platform. It uses machine learning models trained on historical medical malpractice payment data to generate probabilistic estimates of case outcomes, including:

  • Estimated likelihood that a malpractice claim of similar characteristics results in a payment
  • Predicted payout ranges (low, median, and high) in current dollar values
  • Contextual intelligence based on comparable historical cases

The Service does not provide legal advice, medical advice, legal opinions, or professional services of any kind.

Predictions are statistical estimates based on historical data and reflect population-level patterns; they are not predictions of the outcome of any specific case. No attorney-client relationship is created by use of the Service.

Users are solely responsible for how they interpret and apply prediction outputs. Any decisions, including case acceptance, settlement negotiation, reserve-setting, or client counsel, remain the professional responsibility of the licensed attorney, adjuster, or practitioner making them.

3. Eligibility

The Service is intended for use by:

  • Licensed attorneys and legal professionals
  • Insurance carriers, claims adjusters, and actuaries
  • Healthcare practitioners and their authorized representatives
  • Patients and individuals evaluating the merits of a potential claim

By using the Service, you represent that you are at least 18 years of age and have the legal capacity to enter into this agreement.

4. User Accounts

4.1 Registration. Access to the Service requires registration. You agree to provide accurate, current, and complete information during registration and to keep your account information updated.

4.2 Account Security. You are responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account. You agree to notify us immediately at support@medmalpredict.com of any unauthorized use of your account.

4.3 One Account Per User. Each individual user must maintain their own account. Sharing account credentials between multiple users is prohibited.

5. Credits, Subscriptions, and Payments

5.1 Credits. Predictions are purchased via credits. Each prediction run consumes one credit. Credits are non-refundable once consumed in generating a prediction.

5.2 Unused Credits. Purchased credits that have not been consumed may be refunded within 30 days of purchase, subject to the refund policy communicated at the time of purchase. After 30 days, unused credits are non-refundable.

5.3 Annual Subscriptions. Annual subscriptions grant 12 credits per annum and provide a significant discount when adding additional credits. Annual subscriptions auto-renew at the then-current price unless cancelled at least 7 days before the renewal date. Cancellation may be made through your account settings or by contacting support@medmalpredict.com.

5.4 Pricing Changes. We reserve the right to change pricing at any time. Price changes will be communicated with at least 30 days' notice before taking effect for existing subscribers.

5.5 Payment Processing. Payments are processed by Stripe. By making a purchase, you authorize Stripe to charge your payment method. Your payment information is governed by Stripe's terms of service and privacy policy; we do not store your full payment card details.

5.6 Taxes. You are responsible for any applicable taxes, duties, or levies associated with your purchase.

6. Permitted Use

6.1 Authorized Use. You may use the Service for lawful professional evaluation of medical malpractice cases and for related purposes consistent with these Terms.

6.2 Prohibited Use. You agree not to:

  • Use the Service to provide legal or professional advice to third parties without appropriate licensure
  • Resell, sublicense, or redistribute access to the Service or prediction outputs
  • Use automated systems (bots, scrapers, or scripts) to access the Service at a rate exceeding normal human use
  • Reverse engineer, decompile, or attempt to extract the underlying model, training data, or source code
  • Use the Service in any way that violates applicable federal, state, or local law
  • Use outputs in a manner that misrepresents their probabilistic and statistical nature (e.g., presenting predictions as guarantees or legal opinions)
  • Use the Service to harass, defame, or harm any individual practitioner identified in any case

6.3 Professional Obligations. If you are a licensed attorney, adjuster, or other regulated professional, your use of the Service must comply with all applicable professional rules and ethical obligations, including rules of professional conduct governing reliance on AI tools. The Service does not relieve you of your independent professional duties.

7. Intellectual Property

7.1 Our IP. The Service, including the Hooper Engine™ prediction system, all software, models, data compilations, interfaces, brand, and documentation, is the exclusive property of NoTreesHarmed LLC and is protected by copyright, trade secret, and other applicable law. These Terms do not grant you any ownership interest in the Service.

7.2 Your Data. You retain ownership of the case data you input into the Service. By submitting case inputs, you grant us a limited license to process that data for the sole purpose of generating your prediction.

7.3 Outputs. Prediction reports generated by the Service are licensed to you for your internal professional use. You may include prediction outputs in case files, client communications, and settlement materials. You may not resell outputs or publish them commercially without our written consent.

8. Confidentiality of Case Data

We treat all case input data you submit as confidential. We do not share your case inputs or prediction outputs with third parties except as described in our Privacy Policy. We do not use your case inputs to retrain models or share data across user accounts.

9. Disclaimers and Warranties

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTY OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, ACCURACY, OR NON-INFRINGEMENT.

We do not warrant that:

  • Predictions will be accurate in any particular case
  • The Service will be available without interruption or error
  • The underlying data is complete or free from errors
  • The Service will meet your specific professional needs

Statistical prediction is inherently probabilistic. Past outcomes do not guarantee future results. The accuracy of any prediction depends on the completeness and accuracy of the inputs provided.

10. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, NOTREESHARMED LLC, ITS MEMBERS, OFFICERS, EMPLOYEES, AND AGENTS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE, OR EXEMPLARY DAMAGES, INCLUDING BUT NOT LIMITED TO LOST PROFITS, LOSS OF DATA, OR LOSS OF GOODWILL, ARISING FROM OR RELATED TO YOUR USE OF OR INABILITY TO USE THE SERVICE.

OUR TOTAL CUMULATIVE LIABILITY TO YOU FOR ANY CLAIMS ARISING FROM OR RELATED TO THESE TERMS OR THE SERVICE SHALL NOT EXCEED THE GREATER OF (A) THE TOTAL AMOUNTS PAID BY YOU TO US IN THE 3 MONTHS PRECEDING THE CLAIM, OR (B) $100.

Some jurisdictions do not allow certain limitations of liability. To the extent such limitations are prohibited, they shall not apply.

11. Indemnification

You agree to indemnify, defend, and hold harmless NoTreesHarmed LLC, its members, officers, employees, and agents from and against any claims, liabilities, damages, losses, costs, and expenses (including reasonable attorneys' fees) arising out of or in any way connected with:

  • Your use of the Service in violation of these Terms
  • Your violation of any applicable law or regulation
  • Any misrepresentation of the nature or accuracy of prediction outputs to a client or third party
  • Any claim by a third party arising from your reliance on Service outputs

12. Third-Party Services

The Service integrates with third-party services including Stripe (payment processing) and Clerk (authentication). Your use of these services is subject to their respective terms of service and privacy policies. We are not responsible for the availability, accuracy, or practices of third-party services.

13. Termination

13.1 By You. You may terminate your account at any time by contacting support@medmalpredict.com. Termination does not entitle you to a refund of consumed credits or prepaid subscription fees.

13.2 By Us. We reserve the right to suspend or terminate your account immediately, without notice, if you violate these Terms, engage in fraudulent activity, or otherwise misuse the Service. We may also terminate the Service entirely with 30 days' notice.

13.3 Effect of Termination. Upon termination, your right to access the Service ceases. Sections 7, 8, 9, 10, 11, and 14 survive termination.

14. Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of the State of Connecticut, without regard to conflict of law principles.

Any dispute arising under these Terms shall first be subject to good-faith negotiation for 30 days. If unresolved, disputes shall be resolved in the state or federal courts located in Connecticut, and you consent to the personal jurisdiction of such courts.

15. Changes to Terms

We reserve the right to modify these Terms at any time. Material changes will be communicated by email to registered users or by prominent notice on the Service at least 14 days before taking effect. Your continued use of the Service after the effective date of any changes constitutes your acceptance of the revised Terms.

16. General

16.1 Entire Agreement. These Terms and the Privacy Policy constitute the entire agreement between you and NoTreesHarmed LLC regarding the Service and supersede all prior agreements.

16.2 Severability. If any provision of these Terms is found to be unenforceable, the remaining provisions shall continue in full force.

16.3 Waiver. Failure to enforce any provision shall not constitute a waiver of our right to enforce it in the future.

16.4 Assignment. You may not assign your rights or obligations under these Terms without our prior written consent. We may assign our rights and obligations without restriction.

16.5 Contact. For questions about these Terms, contact us at support@medmalpredict.com.